Microtap - Microtap Insurance broking india limited - General & Life insurance

+91 9891710104 / +91 7065655531
care@microtap.in

Motor Insurance Claim Process

Cashless Claims:

Definition: The insurance company directly pays the repair bill to the network garage.
Initiate the Claim: Take the vehicle to a network garage/workshop.
Fill the Forms Submit a cashless claim form along with a copy of the policy document & driving license.
Assessment: The garage assesses the damage and provides an estimate.
Claim Approval: Once approved, repairs start, and the insurer pays the bill.
Payment: The insurer verifies & reimburses the eligible amount.

Reimbursement Claims:

Definition: The policyholder pays for repairs first and claims reimbursement.
Initiate the Claim: Inform the insurer immediately post-accident & submit a claim form.
Assessment: Take the vehicle to a chosen garage for repairs.
Submit Bills: Send repair bills & receipts to the insurer.
Verification & Payment: The insurer verifies & reimburses the eligible amount.

Reasons for Claim Rejection:

Non-disclosure of relevant information
Policy lapse or expired coverage
Drunk driving or drug influence

Non-cooperation during claim processing
Policy exclusions (e.g., damages under third-party insurance)

Claim Checklist:

Policy Document
Claim Form
Driving License
Registration Certificate (RC Book)

FIR Copy (if required)
Repair Estimate Slip (Cashless)
Repair Bills & Payment Receipts (Reimbursement)
Any other documents required by the insurer

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How Can We Help

Find out how we can help with tailored insurance solutions for your needs, offering peace of mind and financial protection. Contact us today for expert support and guidance.

phone-call

Call To Our Experts +91-9891710104

For Claim, Please contact us on email care@microtap.in

faqs

faqs

Cashless: Insurer pays directly to the garage.
Reimbursement: Policyholder pays first & claims later.

o A few days to weeks, based on complexity & documents submitted.

o No, only garages in the insurer’s network.

o No, third-party covers only damages to others.

o Insurer pays the approved amount; extra costs are borne by the policyholder.

Phone

Connect Us

+91-9891710104,
care@microtap.in, contactus@microtap.in

Email

Registration

CIN:U66010DL2008PLC173191 IRDAI license No.:403, Category: direct( life & General) Valid till : 27 May 2028

Principle officer :
Pradeep Kumar Chaudhary

Corporate Address

A-110, sector 5, Noida , Uttar Pradesh -201301

Registered Address

90/31B, First Floor, Malviya Nagar, New Delhi, South Delhi, Delhi, India , 110017

Empowering smarter insurance choices for every Indian.
At Microtap, we’re here to make insurance simple, quick, and stress-free — so you and your loved ones stay protected, always.

Get In Touch

+91 9891710104

contactus@microtap.in

A-110, sector 5, Noida , Uttar Pradesh -201301

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